Mobile Money Compliance Analyst

About the role

This position sits within the Risk and Compliance function supporting Airtel Money, translating the organisation's risk and compliance framework into day‑to‑day practice for a fast‑moving mobile money business. Reporting to the Risk and Compliance Manager, you will assess how products, services and partnerships expose the business to financial crime and regulatory risk, and design controls to mitigate those exposures.

Key responsibilities

• Identify and assess risks linked to current operations and planned initiatives, including new products, services and third‑party relationships.
• Compile regulatory compliance submissions and senior‑management reporting packs, ensuring accuracy and timely delivery.
• Conduct customer, agent, partner and merchant due‑diligence, maintaining ongoing scrutiny of higher‑risk entities.
• Investigate flagged high‑risk accounts and draft Suspicious Activity Reports for escalation.
• Examine suspicious transactions, document findings and prepare reports for the Money Laundering Reporting Officer.
• Run continuous transaction monitoring, tune alert thresholds and ensure genuine red flags are surfaced.
• Support internal and external audits by providing evidence and tracking audit issues to closure.
• Write SQL queries to extract and analyse transactional data for risk reviews and regulatory reporting.

Required profile

• Bachelor's degree in Business, Finance, Accounting, Computer Science, Economics, Risk, Law or a comparable discipline.
• 2‑5 years of relevant experience in a fintech or financial‑services environment.
• AML/CFT qualification (preferred).
• Working proficiency in SQL and Excel, with exposure to Python.
• Solid grounding in AML regulation, KYC obligations and financial‑crime prevention frameworks.
• Practical familiarity with AML monitoring systems, transaction‑monitoring tools and case‑management platforms.
• Sharp analytical and investigative ability with meticulous attention to detail.
• Strong data‑analytics capability and understanding of audit processes.
• Commercial awareness and confident communication, presentation and report‑writing skills.
• Ability to deliver accurately under pressure in a fast‑paced, deadline‑driven environment.

Required skills

• SQL
• Excel
• Python