Country Credit Head, Wealth & Retail Bank Risk, Kenya

About the role

The Country Credit Head for Wealth & Retail Bank Risk in Kenya will safeguard the Group’s risk‑return decisions by ensuring retail credit risks are assessed, approved and controlled in line with Group standards and appetite.

Key responsibilities

• Lead end‑to‑end credit risk management for the Retail Banking portfolio, including oversight, controls and regulatory conduct.
• Design, maintain and communicate credit risk policies, exposure limits and control parameters to keep risk aligned with Group appetite.
• Supervise first‑line credit processes, ensure operational risk compliance and conduct stress‑testing and scenario analysis.
• Escalate material risk exposures and emerging issues to governance forums and committees.
• Build and maintain effective relationships with regulators, auditors and external stakeholders.

Required profile

• Senior credit risk leadership experience within Retail Banking, covering portfolio oversight, credit decisioning and risk appetite management.
• Proven people‑management track record, developing managers and specialists into future leaders.
• Strong stakeholder‑engagement skills with country, regional and Group leadership, regulators and governance bodies.
• Demonstrated ability to embed risk frameworks, operational controls and conduct standards.
• Relevant certifications such as CCRC, Risk Leaders Bootcamp and ACRM.

What we offer

• Competitive salary and benefits aligned with the Fair Pay Charter.
• Core bank funding for retirement, medical and life insurance, plus flexible voluntary benefits.
• Generous time‑off including annual leave, parental leave, sabbatical and volunteering days.
• Flexible working options combining home and office locations.
• Wellbeing support through Unmind, Employee Assistance Programme and digital wellbeing tools.