Credit Risk Analyst

About the role

Q-Sourcing Limited, trading as Q-Sourcing Servtec, is a manpower management solutions firm operating across East Africa. On behalf of its client, a leading financial institution, it is recruiting a Credit Risk Analyst to work in Kenya. The role assesses, monitors and reports on the bank's lending portfolio, keeping exposures within approved risk appetite and supporting credit decisions with sound analysis.

Key responsibilities

• Credit risk assessment: evaluate credit applications and portfolio exposures against the bank's credit policies and risk appetite, and analyse borrower financials, industry trends, collateral and repayment capacity.
• Credit risk monitoring: track exposures, portfolio quality, non-performing loans and provisioning levels; set risk-based control, testing and evidence requirements and coordinate reviews with business and credit control owners.
• Credit risk reporting: prepare reports and dashboards for management and Board credit committees, and analyse trends and emerging risks, proposing mitigations.
• Regulatory engagement: follow emerging credit regulations, maintain credit risk documentation and liaise with regulators and auditors.
• Support credit risk awareness through targeted training and guidance.

Required profile

• Bachelor's degree in Finance, Economics, Statistics, Business Administration or a related field.
• At least five years of relevant experience in credit risk, credit analysis or portfolio management within banking or financial services.
• Demonstrated experience in credit risk assessment and reporting in a regulated environment.

Required skills

• Strong knowledge of credit risk frameworks, credit scoring and provisioning standards.
• Proficiency in MS Office, especially Excel, and credit risk systems.
• Analytical and problem-solving skills, strong communication and stakeholder management, and ability to work under pressure and meet deadlines.