Senior Credit Analyst (AVP) - French Speaking

About the role

Citi is hiring a Senior Credit Analyst (AVP) for its Institutional Credit Management (ICM) organization in Nairobi. ICM delivers credit risk analysis, monitoring and credit administration as a partner to Corporate Banking, supporting the safety and soundness of wholesale lending. The analyst owns a portfolio of corporate relationships, producing initial and transaction approvals, annual and quarterly reviews, and supporting ad-hoc portfolio and industry reviews and stress testing.

Key responsibilities

• Assess the credit and financial strength of complex large corporate, public sector and financial institution clients through fundamental credit analysis using quantitative and qualitative factors.
• Write credit analyses and assign internal credit risk ratings based on independent judgement, due diligence and industry knowledge.
• Continuously monitor the portfolio, follow industry trends, track impacts on key relationships and escalate potential credit issues to Underwriters, Risk and Banking partners.
• Partner with regional and industry stakeholders in Banking and Independent Risk to implement credit assessment and monitoring standards.
• Perform other duties as required to support business unit and company goals.

Required profile

• Demonstrable financial services experience, including 8-10 years of credit experience in banking, credit risk management or equivalent.
• Bachelor's degree or equivalent experience; an MBA or another higher degree in business is an added advantage.
• Background in corporate and financial institutions' risk analysis is a plus.
• Must comply with Central Bank of Kenya prudential guidelines, code of conduct and other applicable laws and regulations, as well as Citi policies.

Required skills

• Strong English and French (written and verbal).
• Understanding of liquidity position and leverage profile, with the ability to identify root causes, trends and horizon issues.
• Ability to analyse financial statements, cash flow, industry and competitive analysis and projections, including complex structures with foreign subsidiaries or parent companies.
• Analytical, organizational and problem-solving skills, with attention to detail and ability to meet deadlines in a fast-paced environment.