Head of Commercial Credit

About the role

The Head of Commercial Credit will lead the administration and quality of a commercial loan portfolio for a large, sophisticated financial institution. This senior position balances loan growth with rigorous credit standards and regulatory compliance while fostering a collaborative culture.

Key responsibilities

• Oversee the commercial loan portfolio, ensuring high quality and consistent administration.
• Develop and refine credit policies, conduct complex credit reviews, and manage portfolio risk.
• Maintain underwriting consistency across the organization.
• Provide leadership, mentorship, and development for underwriting and credit staff.
• Partner closely with commercial lending teams to align loan growth objectives with sound credit practices.

Required profile

• Extensive senior‑level experience in commercial credit, underwriting, and risk management.
• Proven ability to lead and mentor credit professionals.
• Strong understanding of regulatory compliance within the banking sector.
• Excellent analytical and decision‑making skills.

Required skills