Head of Commercial Credit

About the role

The Head of Commercial Credit will lead the quality and administration of the commercial loan portfolio for a large, sophisticated financial institution. This senior position combines policy development, complex credit review, risk management, and underwriting consistency while fostering a collaborative culture.

Key responsibilities

• Oversee overall quality and administration of the commercial loan portfolio.
• Develop and maintain credit policies and procedures.
• Conduct complex credit reviews and manage portfolio risk.
• Ensure underwriting consistency across the organization.
• Provide leadership, mentorship, and development for underwriting and credit staff.
• Partner closely with commercial lending teams to balance loan growth with sound credit quality.
• Maintain compliance with regulatory requirements.

Required profile

• Proven senior leadership experience in commercial credit or banking.
• Strong track record of managing large loan portfolios and credit risk.
• Ability to mentor and develop credit and underwriting teams.
• Excellent collaboration skills with commercial lending partners.
• Experience in a large, sophisticated financial institution.

Required skills

What we offer

• Collaborative culture within a strong leadership team.
• Opportunity to make a meaningful impact without excessive bureaucracy.
• Hybrid remote flexibility based on experience and location.