Commercial Banking Analyst

About the role

The Commercial Banking Analyst (CBA) position is a development program designed to train candidates so they can grow into a commercial banker role. The CBA works closely with commercial bankers by analyzing financial information, preparing credit presentations for loan approval, monitoring financial reporting requirements and assisting with regulatory examinations and loan reviews.

Key responsibilities

• Complete the Credit College program offered by Northstar Bank.
• Prepare loan presentations and credit write-ups for new, renewal and extension requests.
• Analyze borrower and guarantor financial statements and supporting information.
• Review credit reports, business records and other data to identify risks and gather additional information.
• Present borrowing requests to loan committees and join bankers on customer, prospect and center-of-influence calls.
• Perform financial analysis including stress testing, covenant analysis and cash flow analysis.
• Assist with board reporting, floor plan audits, investigations and problem resolution.
• Track borrower financial information and collaborate with bankers and other departments on customer relationship management and credit quality.
• Complete annual compliance training.

Required profile

• Bachelor's degree in Accounting, Finance, Business or a related field.
• Coursework in financial analysis and accounting principles.
• Ability to work independently with minimal supervision, manage frequent interruptions and keep confidential customer and bank information.

Required skills

• Strong analytical and critical thinking skills.
• Excellent written and verbal communication and strong interpersonal abilities.
• Solid working knowledge of Microsoft Office, especially Excel and Word.
• Ability to prioritize multiple assignments and pay close attention to detail.