Risk Control Specialist / Risk Manager - Device Financing

About the role

Alinefacility Management is looking for a Risk Control Specialist to lead risk management in its client's device financing business in Nairobi. The role suits someone with hands-on experience in mobile phone financing, digital lending or consumer finance who understands risk across the whole financing lifecycle. The position is full time.

Key responsibilities

• Develop, implement and continuously improve risk policies and procedures, and set up risk frameworks covering onboarding, fraud prevention, loan monitoring, collections and asset recovery.
• Monitor portfolio performance and recommend risk mitigation strategies.
• Design and run SOPs for customer verification, identity authentication, document validation and fraud screening, and carry out risk assessments and manual reviews where needed.
• Analyze repayment behavior and delinquency trends, develop risk reports and advise management.
• Support collection strategies across delinquency stages, monitor collection performance and oversee asset recovery while ensuring compliance with company procedures.
• Work with technical and product teams to integrate credit data, fraud detection tools and device management technologies, and fix system vulnerabilities.

Required profile

• Bachelor's degree in Finance, Risk Management, Business Administration, Economics or a related field.
• Minimum 3-5 years of experience in device financing, handset financing, digital lending, fintech or consumer finance risk management.
• Strong understanding of the full phone financing process, including onboarding, risk assessment, fraud prevention, collections, asset recovery and device management.
• Experience developing risk policies, SOPs and control frameworks.
• Mandatory: hands-on experience in the end-to-end device financing business, including customer acquisition, onboarding, after-sales operations, risk control, collections and device financing technologies.

Required skills

• Risk assessment and mitigation, fraud detection and prevention.
• Data analysis and reporting.
• Strong analytical and data interpretation skills.
• Preferred: experience with collections teams and risk technology solutions.

Candidates must apply through the career page before 8 July 2026; only shortlisted candidates will be contacted.