Junior Data Scientist - Embedded Finance

About the role

Pezesha is an embedded finance company providing affordable, data-driven credit solutions to MSMEs across Africa. It is looking for a Junior Data Scientist to join its Data Team and gain hands-on experience with real financial and transactional data. The role supports data analysis, reporting, data quality, experimentation and credit risk analytics alongside experienced data scientists and data engineers, with hybrid or remote options available.

Key responsibilities

• Write SQL queries to extract, clean, transform and analyse data, and support recurring business and portfolio reports
• Run exploratory data analysis and help validate reported metrics and investigate discrepancies
• Analyse loan repayment and customer behaviour, lending metrics (repayment rates, PAR, DPD, disbursements, collections, portfolio performance) and customer segmentation
• Monitor credit risk indicators and model performance and contribute to credit scoring improvements
• Prepare weekly and monthly reports for internal stakeholders and external lenders, and support ad-hoc data deep dives
• Prepare datasets and run performance evaluations for ML and scorecard prototypes, and take part in feature engineering, validation testing and performance tracking of classification and credit scoring models
• Maintain documentation for datasets, metrics, SQL queries, ETL workflows and dashboards, and contribute a shared knowledge base of SQL snippets, data dictionaries and ETL logic

Required profile

• Curious, analytical and comfortable working with data
• Eager to learn and willing to grow independence in SQL, analytics and data science tasks
• Ability to identify and document data issues encountered in day-to-day work

Required skills

• SQL
• Data analysis and reporting