Money Laundering Reporting Officer (Kenya/Tanzania/EAC)

About the role

Unlimit, a global financial infrastructure platform for payments, programmable accounts and digital assets, is looking for a Money Laundering Reporting Officer covering Kenya, Tanzania and the East African Community. The role covers AML/CTF/sanctions compliance, regulatory reporting to the Central Bank, transaction monitoring and KYC/KYB onboarding.

Key responsibilities

• Ensure AML/CTF/sanctions compliance across the business, identify related risks and monitor regulatory developments in Kenya, Tanzania and other EAC countries
• Maintain and develop AML/CTF/sanctions policies, programs and procedures
• Act as the main contact with the Central Bank on AML/CTF matters and prepare periodic reports (e.g. annual AML compliance report via goAML)
• Assess the effectiveness of controls through AML audits and advise on risk-based process changes
• Support regulatory inquiries, inspections and audits, and help adapt internal systems for AML purposes
• Identify, monitor and report STRs and CTRs, continuously improve transaction monitoring and run ad-hoc reviews
• Oversee KYC/KYB onboarding, customer due diligence and enhanced due diligence, including risk ratings
• Ensure compliance of remittance and cross-border payment procedures
• Deliver tailored AML/CTF/sanctions training for the Board, management and staff

Required profile

• 10+ years of experience as an AML/CFT compliance officer or deputy at a Kenyan regulated bank, electronic money institution or payments company
• Solid experience liaising with bank partners, auditors and regulators, and handling inquiries, inspections and audits
• Solid experience drafting, reviewing and updating AML/CTF/sanctions policies and implementing them across the business
• Analytical and organizational skills with strong attention to detail; confidence interacting with all levels of the business and external partners
• A relevant university degree and additional certification such as CAMS, ACAMS or ICA is an advantage